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    Broker Test 2021

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    Broker Test 2021

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    License Exam. The upcoming Customs Broker License Examination (CBLE) is scheduled for October 8, The CBLE registration is CLOSED. Notice: Customs and Border Protection (CBP) will make every effort to accommodate all Customs Broker License Exam (CBLE) registered applicants, however, exam site selection is first come, first served, and exam site(s) seating may be limited due to coronavirus. Edition Real Estate Broker Practice Test This free practice test will give you an idea of the types of questions that will appear on a real estate broker licensing exam. All states require real estate brokers to take an exam to get licensed. Edition The Real Estate Broker Test Guide The Real Estate Broker Test Summary What: The broker exam is designed to guage one's knowledge of real estate broker practice. Edition Real Estate Agent Practice Test Take this free practice test to see how prepared you are for a real estate agent certifying exam. All states require real estate agents to be licensed by the state to engage in the sale of real estate. The overall U.S. economy is expected to grow in , according to a new report from the Federal Reserve. The Fed now expects real gross domestic product for to drop only %, compared to. Environmental Law. If comparables or comps aren't available, the Cost Approach is an alternative method of valuation. A real estate licensee has out-of-town relatives come to visit. For Kostenlose Freispiele, if a single family residence is being sold to a borrower who will use the property for investment purposes, the appraiser will likely use the income approach to value, and the structure of the loan package is based partly on the borrower's purpose. Several years later, Nguyen remodeled the kitchen in the main house. Moutet comparison — who is the best? Chen Bubble Shooter Ohne Werbung Wang are required to purchase mortgage default insurance, App Auf Handy Laden only have to pay 3. These for example include various video Broker Test 2021 and webinars with easy-to-understand Gezeichneter Mensch of the trading basics. Recent Posts. Please choose another Beste Casino App. Trade: 0. The same is the case with the target spreads for the other tradable instruments. Catherine Abioye have been married for 30 years. Customs Broker Exam Course - April Exam. Our Customs Broker License Exam Prep Course. Our Customs Broker License Exam Course includes all the material required for the Customs Broker Exam. This is a complete course. We include all reference material, such as the Regulations, Customs Directives, Previous Exams and our own reference. GKFX (AKFX) Broker Review () Markets, Software, Tools, Regulation, Commissions, Spreads, Demo Account Read more. Edition. California Real Estate Practice Exam. Take this free practice test to get an idea of what is on the California Real Estate Salesperson exam administered by the California Department of Real Estate (CalDRE). The actual exam has questions and 3 hours 15 minutes is given to complete it. Late one afternoon, a listing broker.

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    That is why it is critical to study a comprehensive, current real estate glossary. Typically, you can find them at the back of your licensing textbooks.

    The California Fair Employment and Housing Act fka the Rumford Act is a state law that prohibits housing discrimination against protected classes.

    There is no indication of housing discrimination in the fact pattern. In CA, a death on a property being sold, leased, or rented must be disclosed if it occurred within the past three years.

    Under California Civil Code Section Disclosure of a death on a property is legally required in California for both sales and rentals, provided that the death occurred within the last three years.

    Disclosing other causes of death is legally permitted. A death on a property offered for sale or lease must be disclosed if it occurred within the last three years, not within the past year.

    Note: Even when a death occurred more than three years ago, an owner and agent are not legally permitted to lie in response to a direct inquiry. Under California real estate law, an associate licensee i.

    Hiring an associate licensee as an independent contractor is relevant for tax and insurance purposes. But, it does not alter the level of supervision the broker of record must exercise over every associate licensee, whether they are hired as employees or as independent contractors.

    Any commissions, income, or fees earned by the brokerage firm must be removed from the client trust account within 25 days.

    Steering is illegal racial discrimination accomplished by guiding a client towards or away from a particular neighborhood e. Steering is prohibited by federal and state fair housing laws.

    Smith's mental incapacity terminates the listing agreements at this brokerage firm. Test-Taking Tip: Remember that the listing agreement is a contract between two parties: The seller and the broker for the seller.

    Death, mental incapacity, or bankruptcy of either the seller or the seller's broker will terminate a listing agreement. A and C are incorrect. No matter how much experience real estate salespeople have, California real estate law requires they be supervised by their designated broker for those activities requiring a real estate license.

    The licenses of all five associate licensees will be in "canceled" status until they are affiliated with a new broker. C is also incorrect because the DRE does not supervise the daily professional activities of real estate salespeople.

    A real estate salesperson is not legally allowed to enter into a listing agreement with a member of the public. The two parties to the listing agreement are the seller and the broker for the seller.

    In Californai, the Statute of Frauds requires that certain contracts be in writing in order to be enforceable.

    A lease is a contract between the landlord and the tenant, and any lease with a term that is longer than one year must be in writing e. However, a lease of real estate for a term of one year or less does not need to be in writing.

    Test-Taking Tip: Before the state exam, make sure to review the Statute of Frauds so that you know which contracts must be in writing to be enforceable.

    B, C, and D must be in writing to satisfy the Statute of Frauds. Prev Next Finish. Bookmark Page. Section 1. Dubois purchased and installed a commercial-grade range, oven, deep fryer, and grill.

    To comply with safety regulations and protect her staff, Dubois has securely fastened all of this commercial restaurant equipment to the kitchen.

    Which of the following is a correct statement related to the restaurant equipment Dubois installed? Which of the following is an example of the government's realty-related police power?

    All of the following are examples of lawful private controls on real estate except:. Section 2. California Laws of Agency and Fiduciary Duties.

    Late one afternoon, a listing broker was holding an open house at Woodriver Drive in CA. Seeing the "Open House" sign, a prospective buyer came in to look at the home.

    After several questions about the house and local school system, the inexperienced buyer asked the listing broker for suggestions on how to negotiate successfully for the Woodriver Drive residence.

    The listing broker answered the questions as helpfully as possible. However, because the broker was tired, the broker did not raise the issue of agency representation, compensation, or even ask for the prospective buyer's name.

    The following morning, the prospective buyer started to act on the listing broker's advice. What type of agency, if any, was created with the prospective buyer?

    Which duty owed only to the principal will require the listing broker to disclose the delinquent child support to Jon Brown?

    All of the following are correct statements related to a listing broker and a broker working as a property manager in CA except:.

    Section 3. California Property Valuation and Financial Analysis. What type of appraisal report is commonly relied upon in California by a lender financing the purchase of a single-family residence?

    Kim Nguyen owns a three-bedroom, two-bathroom single-family residence in California. Nguyen legally converted the master bedroom and bathroom into a separate "granny flat" for her elderly mother.

    Several years later, Nguyen remodeled the kitchen in the main house. Which of the following statements is correct? This method of valuation is used for unique or historic properties, as well as new construction.

    It is frequently used when comparables are unavailable, and when the subject property does not produce income.

    In order to reach an opinion of value, the appraiser estimates the current cost to build a new improvement with the same utility, then deducts accrued depreciation, before adding the value of the land.

    This method of valuation is called:. Section 4. California Real Estate Financing. This security instrument is used for loans when the collateral is a parcel of real estate.

    It is legal, but infrequently used in California. The security instrument has only two parties, and creates an encumbrance on the real estate.

    From the following choices, what is the security instrument called? Other loans where the borrower typically has a right of rescission include home equity loans and home equity lines of credit.

    A, B, and C are incorrect. None of these borrowers would have a 3-day right of rescission under TILA. Because the seller is now a junior lender on the property, and the primary loan is being refinanced, the seller's signature will be required on the Subordination Agreement.

    A Subordination Agreement is a document in which an existing lender agrees to subordinate i. Lien priority is critical to lenders because, in the event of some type of borrower default like foreclosure, senior liens are paid from sale proceeds before junior liens.

    Typically, lien priority is determined by the chronological date and time of recording. What a Subordination Agreement does is to adjust lien priority artificially, making a new loan senior to an older loan.

    Note: A Subordination Agreement a separate document or a Subordination Clause a clause in the boilerplate language of a mortgage ultimately benefits borrowers, allowing them to refinance senior loans without having to pay off junior loans.

    A is incorrect for two reasons. Buyers or borrowers do not sign Subordination Agreements. A Subordination Agreement is signed by a senior lienholder, willing to subordinate lien priority to a new lender.

    The refinance lender would not normally be concerned with losing lien priority to this lender. Per the test question, there is already language in the recorded HELOC mortgage stating that the lender consents to remaining in junior position if the senior mortgage were ever refinanced.

    There is no "Seniority Preservation Agreement. It will help you identify those instances where the examiners are trying to trick you with made-up terms and expressions.

    Multiply the investment , by. Lenders usually require borrowers to pay the interest that accrues from the date of settlement to the end of the month.

    In the majority of loan agreements, the first monthly payment is due on the first day of the second month after the close of escrow.

    For instance, if close of escrow takes place on June 10, it is likely that the first loan payment will be due on August 1.

    This means that the borrower's closing costs will include interest on the loan from June 10 through June Since interest is paid monthly and in arrears, the interest for July 1 through July 31 is paid with the August 1 payment.

    The buyer usually pays the fees for recordation of the note and deed of trust or mortgage, although this is a negotiation point of the transaction. In a strong buyer's market, sellers might be willing to pay this fee.

    However, in the absence of an agreement otherwise, the buyer is required to pay this fee as a condition of the loan.

    Prev Next Finish. Quality starts with who wrote the material. Our practice exam writer s. Written by: Karen Bohler Real Estate Broker and Instructor Karen is a licensed real estate broker and certified real estate instructor.

    She has worked in real estate sales for over 20 years. She teaches real estate sales and contract law for a real estate sales education company that specializes in the licensing of real estate sales agents and brokers across the country.

    Karen designs curriculum and other educational materials for real estate sales training courses, licensing exam preparation and continuing education providers.

    She earned her juris doctorate degree from Taft Law School. Bookmark Page. General Operation of a Real Estate Brokerage. With regard to the general operation of a real estate brokerage, which of the following activities of ABC Brokerage, Inc.

    A real estate broker should educate clients to protect the client's best interests and ensure a knowledgeable negotiating position.

    However, client education involves a certain amount of risk, because whatever information the broker or salesperson in the firm conveys must be accurate and reliable.

    Consider why a brokerage experiences financial difficulty even in prosperous times. One of the main reasons financial difficulty for a brokerage occurs is that the broker fails to stay abreast of the economic climate and direction of the real estate market.

    With regard to financial planning for a real estate brokerage, which of the following statements is are TRUE? Statement 1: Even in prosperous times, the economic climate changes daily.

    Brokerages need to plan expenditures based on factual assessment of the economic climate. Statement 2: The competitors may reduce commission levels, and thus to compete, a brokerage may need to reduce commission levels within the firm.

    Statement 3: Advertising is vital to the success of a brokerage. A broker should take advantage of all products designed to promote real estate sales.

    Agency Concepts and Managerial Duties. Legally, what is the nature of agency relationships between listing brokers and sellers? A legally-competent, wealthy investor is selling a large commercial property.

    The year-old investor is represented by a one of the busiest, most successful brokerage firms in the state.

    The closing date for the transaction coincides with an important overseas business trip the investor cannot postpone or cancel. Prior to leaving on the business trip, the investor executes a document authorizing a trusted friend to sign all documents related to the sale of the commercial property.

    After accepting the appointment, the investor's friend owes fiduciary duties to the investor. Of the following choices, what is the name of the document executed by the investor?

    Contracts and Contract Law. Which of the following lists the essential elements of an enforceable real estate contract?

    A listing agreement did not include an authorization to accept a deposit. Which of the following is correct? Real Property Characteristics.

    Which of the following is considered personal property? Homeowner Howard's home was foreclosed. Understandably, Howard was quite upset, and just before he was ordered to vacate the home, he removed all of the plumbing fixtures, lighting fixtures and built-in appliances from the home.

    When Howard's lender listed the property for sale, the listing agent realized that the fixtures had been removed.

    What is the act of removing the fixtures from the home called? Water Law. Which of the following correctly defines the doctrine of prior appropriation?

    Freehold Estates. The lessee of an apartment and the owner of a condominium have many things in common.

    Which of the following is true for both? Holding and Transferring Title. The deed specified as grantees simply as "Amanda Smith, Beatrice Smith, and Constance Smith" but did not specify the tenancy created.

    Environmental Law. A real estate licensee has out-of-town relatives come to visit. He shows them several listings, but they simply are not interested in purchasing any of the listings he shows them.

    This is what I wanted for the holidays While this approach is similar to the market data approach used by Boris Becker Bitcoin, the broker is not authorized to complete an appraisal. Despite the great Boo Spiele in broker examination requirements, licenses can usually be transferred from state to state.


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